Call reports 2015
BLISSFIELD STATE BANK — 2015
What BLISSFIELD STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 97,144,000 | 94,619,000 | 94,009,000 | 96,262,000 |
| Total loans | 46,126,000 | 46,824,000 | 47,542,000 | 46,495,000 |
| Allowance for loan losses | 489,000 | 495,000 | 494,000 | 626,000 |
| Securities available for sale | 37,244,000 | 34,995,000 | 33,924,000 | 35,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,847,000 | 84,590,000 | 83,530,000 | 85,841,000 |
| Interest-bearing deposits | 74,580,000 | 73,146,000 | 71,566,000 | 72,301,000 |
| Noninterest-bearing deposits | 12,267,000 | 11,444,000 | 11,964,000 | 13,540,000 |
| Equity capital | 10,232,000 | 9,931,000 | 10,382,000 | 10,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,628,000 | 2,453,000 | 3,260,000 |
| Interest expense | 65,000 | 130,000 | 196,000 | 260,000 |
| Net interest income | 743,000 | 1,498,000 | 2,257,000 | 3,000,000 |
| Noninterest income | 74,000 | 147,000 | 227,000 | 304,000 |
| Noninterest expense | 612,000 | 1,196,000 | 1,847,000 | 2,427,000 |
| Provision for loan losses | 0 | 7,000 | 7,000 | 147,000 |
| Pretax income | 205,000 | 444,000 | 651,000 | 766,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 205,000 | 444,000 | 651,000 | 766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,034,000 | 10,147,000 | 10,230,000 | 10,194,000 |
| Total capital | 10,523,000 | 10,642,000 | 10,724,000 | 10,820,000 |
| Risk-weighted assets | 53,381,000 | 53,903,000 | 54,652,000 | 56,318,000 |