Call reports 2014
BLISSFIELD STATE BANK — 2014
What BLISSFIELD STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 98,207,000 | 95,368,000 | 92,536,000 | 95,717,000 |
| Total loans | 45,231,000 | 45,647,000 | 47,129,000 | 46,267,000 |
| Allowance for loan losses | 491,000 | 491,000 | 491,000 | 490,000 |
| Securities available for sale | 37,339,000 | 35,368,000 | 35,347,000 | 38,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,409,000 | 85,236,000 | 82,378,000 | 84,879,000 |
| Interest-bearing deposits | 76,157,000 | 73,711,000 | 70,725,000 | 71,231,000 |
| Noninterest-bearing deposits | 12,252,000 | 11,525,000 | 11,653,000 | 13,648,000 |
| Equity capital | 9,735,000 | 10,022,000 | 10,045,000 | 10,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,653,000 | 2,473,000 | 3,306,000 |
| Interest expense | 71,000 | 139,000 | 205,000 | 272,000 |
| Net interest income | 754,000 | 1,514,000 | 2,268,000 | 3,034,000 |
| Noninterest income | 63,000 | 129,000 | 197,000 | 275,000 |
| Noninterest expense | 584,000 | 1,196,000 | 1,811,000 | 2,434,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 230,000 | 452,000 | 663,000 | 899,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 230,000 | 452,000 | 663,000 | 899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,070,000 | 10,168,000 | 10,253,000 | 9,953,000 |
| Total capital | 10,561,000 | 10,659,000 | 10,744,000 | 10,443,000 |
| Risk-weighted assets | 50,863,000 | 51,011,000 | 51,405,000 | 53,222,000 |