Call reports 2013
BLISSFIELD STATE BANK — 2013
What BLISSFIELD STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 96,011,000 | 92,024,000 | 90,468,000 | 91,733,000 |
| Total loans | 46,198,000 | 46,185,000 | 45,743,000 | 45,013,000 |
| Allowance for loan losses | 466,000 | 468,000 | 478,000 | 488,000 |
| Securities available for sale | 33,399,000 | 33,150,000 | 33,460,000 | 35,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,616,000 | 82,297,000 | 80,533,000 | 82,302,000 |
| Interest-bearing deposits | 72,927,000 | 71,750,000 | 70,479,000 | 70,803,000 |
| Noninterest-bearing deposits | 12,689,000 | 10,547,000 | 10,054,000 | 11,499,000 |
| Equity capital | 10,321,000 | 9,612,000 | 9,815,000 | 9,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,701,000 | 2,544,000 | 3,388,000 |
| Interest expense | 87,000 | 170,000 | 250,000 | 325,000 |
| Net interest income | 758,000 | 1,531,000 | 2,294,000 | 3,063,000 |
| Noninterest income | 57,000 | 123,000 | 190,000 | 261,000 |
| Noninterest expense | 557,000 | 1,176,000 | 1,774,000 | 2,421,000 |
| Provision for loan losses | 7,000 | 10,000 | 20,000 | 30,000 |
| Pretax income | 261,000 | 478,000 | 700,000 | 910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 261,000 | 478,000 | 700,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,792,000 | 9,859,000 | 9,956,000 | 9,965,000 |
| Total capital | 10,258,000 | 10,327,000 | 10,434,000 | 10,453,000 |
| Risk-weighted assets | 50,960,000 | 50,767,000 | 50,341,000 | 50,429,000 |