Call reports 2012
BLISSFIELD STATE BANK — 2012
What BLISSFIELD STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 92,416,000 | 90,539,000 | 90,779,000 | 90,989,000 |
| Total loans | 45,336,000 | 45,650,000 | 47,214,000 | 46,829,000 |
| Allowance for loan losses | 499,000 | 500,000 | 501,000 | 501,000 |
| Securities available for sale | 33,821,000 | 30,044,000 | 28,719,000 | 29,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,039,000 | 80,045,000 | 80,161,000 | 80,492,000 |
| Interest-bearing deposits | 72,235,000 | 71,619,000 | 70,708,000 | 69,064,000 |
| Noninterest-bearing deposits | 9,804,000 | 8,426,000 | 9,453,000 | 11,428,000 |
| Equity capital | 10,307,000 | 10,381,000 | 10,501,000 | 10,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 855,000 | 1,714,000 | 2,558,000 | 3,419,000 |
| Interest expense | 105,000 | 202,000 | 298,000 | 389,000 |
| Net interest income | 750,000 | 1,512,000 | 2,260,000 | 3,030,000 |
| Noninterest income | 48,000 | 67,000 | 98,000 | 185,000 |
| Noninterest expense | 514,000 | 1,101,000 | 1,670,000 | 2,280,000 |
| Provision for loan losses | 15,000 | 23,000 | 23,000 | 23,000 |
| Pretax income | 270,000 | 456,000 | 666,000 | 913,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 270,000 | 456,000 | 666,000 | 913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,586,000 | 9,623,000 | 9,683,000 | 9,680,000 |
| Total capital | 10,085,000 | 10,123,000 | 10,184,000 | 10,181,000 |
| Risk-weighted assets | 48,261,000 | 48,570,000 | 47,693,000 | 51,018,000 |