Call reports 2011
BLISSFIELD STATE BANK — 2011
What BLISSFIELD STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 88,877,000 | 88,046,000 | 87,845,000 | 91,467,000 |
| Total loans | 45,576,000 | 44,968,000 | 45,985,000 | 45,102,000 |
| Allowance for loan losses | 475,000 | 496,000 | 469,000 | 483,000 |
| Securities available for sale | 27,404,000 | 32,022,000 | 30,733,000 | 36,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,298,000 | 77,913,000 | 77,347,000 | 81,158,000 |
| Interest-bearing deposits | 70,892,000 | 70,305,000 | 68,592,000 | 70,714,000 |
| Noninterest-bearing deposits | 8,406,000 | 7,608,000 | 8,755,000 | 10,444,000 |
| Equity capital | 9,489,000 | 10,014,000 | 10,381,000 | 10,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,763,000 | 2,688,000 | 3,573,000 |
| Interest expense | 151,000 | 293,000 | 421,000 | 538,000 |
| Net interest income | 714,000 | 1,470,000 | 2,267,000 | 3,035,000 |
| Noninterest income | 57,000 | 112,000 | 174,000 | 232,000 |
| Noninterest expense | 544,000 | 1,118,000 | 1,667,000 | 2,243,000 |
| Provision for loan losses | 38,000 | 48,000 | 68,000 | 128,000 |
| Pretax income | 189,000 | 416,000 | 706,000 | 901,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 189,000 | 416,000 | 706,000 | 901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,306,000 | 9,382,000 | 9,522,000 | 9,467,000 |
| Total capital | 9,781,000 | 9,878,000 | 9,991,000 | 9,950,000 |
| Risk-weighted assets | 48,999,000 | 48,802,000 | 47,743,000 | 48,104,000 |