Call reports 2017
LANDMANDS BANK — 2017
What LANDMANDS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 68,301,000 | 64,862,000 | 62,999,000 | 67,622,000 |
| Total loans | 54,940,000 | 56,136,000 | 55,895,000 | 55,482,000 |
| Allowance for loan losses | 651,000 | 675,000 | 678,000 | 673,000 |
| Securities available for sale | 3,337,000 | 3,670,000 | 3,564,000 | 3,408,000 |
| Securities held to maturity | 801,000 | 585,000 | 584,000 | 699,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,009,000 | 58,599,000 | 56,582,000 | 61,192,000 |
| Interest-bearing deposits | 49,334,000 | 47,494,000 | 44,330,000 | 47,162,000 |
| Noninterest-bearing deposits | 12,675,000 | 11,105,000 | 12,252,000 | 14,030,000 |
| Equity capital | 6,038,000 | 6,025,000 | 6,120,000 | 6,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,219,000 | 1,880,000 | 2,516,000 |
| Interest expense | 39,000 | 88,000 | 139,000 | 203,000 |
| Net interest income | 557,000 | 1,131,000 | 1,741,000 | 2,313,000 |
| Noninterest income | 154,000 | 351,000 | 599,000 | 931,000 |
| Noninterest expense | 537,000 | 1,092,000 | 1,658,000 | 2,261,000 |
| Provision for loan losses | 0 | 25,000 | 30,000 | 30,000 |
| Pretax income | 174,000 | 365,000 | 652,000 | 953,000 |
| Income tax | 9,000 | 18,000 | 33,000 | 49,000 |
| Net income | 165,000 | 347,000 | 619,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,769,000 | 5,751,000 | 5,854,000 | 5,939,000 |
| Total capital | 6,420,000 | 6,426,000 | 6,532,000 | 6,612,000 |
| Risk-weighted assets | 56,394,000 | 56,778,000 | 56,307,000 | 57,070,000 |