Call reports 2016
LANDMANDS BANK — 2016
What LANDMANDS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 65,002,000 | 63,190,000 | 61,035,000 | 64,294,000 |
| Total loans | 55,106,000 | 52,281,000 | 53,773,000 | 56,793,000 |
| Allowance for loan losses | 657,000 | 662,000 | 659,000 | 652,000 |
| Securities available for sale | 3,315,000 | 3,109,000 | 2,874,000 | 2,681,000 |
| Securities held to maturity | 826,000 | 615,000 | 804,000 | 802,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,745,000 | 56,938,000 | 54,654,000 | 57,991,000 |
| Interest-bearing deposits | 46,089,000 | 45,075,000 | 44,211,000 | 46,937,000 |
| Noninterest-bearing deposits | 12,656,000 | 11,863,000 | 10,443,000 | 11,054,000 |
| Equity capital | 5,953,000 | 5,965,000 | 5,917,000 | 5,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,197,000 | 1,798,000 | 2,389,000 |
| Interest expense | 26,000 | 56,000 | 86,000 | 121,000 |
| Net interest income | 571,000 | 1,141,000 | 1,712,000 | 2,268,000 |
| Noninterest income | 170,000 | 366,000 | 600,000 | 955,000 |
| Noninterest expense | 539,000 | 1,098,000 | 1,677,000 | 2,272,000 |
| Provision for loan losses | 5,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 197,000 | 399,000 | 625,000 | 941,000 |
| Income tax | 10,000 | 20,000 | 31,000 | 48,000 |
| Net income | 187,000 | 379,000 | 594,000 | 893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,663,000 | 5,654,000 | 5,617,000 | 5,734,000 |
| Total capital | 6,320,000 | 6,316,000 | 6,276,000 | 6,386,000 |
| Risk-weighted assets | 56,585,000 | 54,158,000 | 54,577,000 | 56,740,000 |