Call reports 2015
LANDMANDS BANK — 2015
What LANDMANDS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 63,477,000 | 61,224,000 | 60,089,000 | 66,485,000 |
| Total loans | 50,175,000 | 51,846,000 | 53,298,000 | 55,633,000 |
| Allowance for loan losses | 655,000 | 654,000 | 653,000 | 653,000 |
| Securities available for sale | 2,220,000 | 2,531,000 | 3,625,000 | 3,461,000 |
| Securities held to maturity | 1,165,000 | 838,000 | 837,000 | 827,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,279,000 | 55,238,000 | 54,008,000 | 60,163,000 |
| Interest-bearing deposits | 44,914,000 | 43,281,000 | 42,630,000 | 43,566,000 |
| Noninterest-bearing deposits | 12,365,000 | 11,957,000 | 11,378,000 | 16,597,000 |
| Equity capital | 5,867,000 | 5,669,000 | 5,695,000 | 5,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 560,000 | 1,116,000 | 1,708,000 | 2,292,000 |
| Interest expense | 26,000 | 52,000 | 79,000 | 102,000 |
| Net interest income | 534,000 | 1,064,000 | 1,629,000 | 2,190,000 |
| Noninterest income | 146,000 | 323,000 | 577,000 | 921,000 |
| Noninterest expense | 532,000 | 1,062,000 | 1,622,000 | 2,227,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 148,000 | 325,000 | 584,000 | 884,000 |
| Income tax | 7,000 | 16,000 | 29,000 | 44,000 |
| Net income | 141,000 | 309,000 | 555,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,620,000 | 5,437,000 | 5,445,000 | 5,733,000 |
| Total capital | 6,275,000 | 6,091,000 | 6,098,000 | 6,386,000 |
| Risk-weighted assets | 53,586,000 | 54,629,000 | 55,729,000 | 58,217,000 |