Call reports 2012
LANDMANDS BANK — 2012
What LANDMANDS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 61,859,000 | 60,012,000 | 57,093,000 | 64,472,000 |
| Total loans | 44,897,000 | 45,922,000 | 46,702,000 | 54,097,000 |
| Allowance for loan losses | 544,000 | 552,000 | 565,000 | 623,000 |
| Securities available for sale | 6,102,000 | 5,498,000 | 4,899,000 | 4,019,000 |
| Securities held to maturity | 1,079,000 | 1,012,000 | 1,010,000 | 1,278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,688,000 | 53,976,000 | 51,123,000 | 52,427,000 |
| Interest-bearing deposits | 45,923,000 | 43,740,000 | 42,573,000 | 41,511,000 |
| Noninterest-bearing deposits | 9,765,000 | 10,236,000 | 8,550,000 | 10,916,000 |
| Equity capital | 5,723,000 | 5,630,000 | 5,495,000 | 5,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,212,000 | 1,815,000 | 2,423,000 |
| Interest expense | 60,000 | 111,000 | 158,000 | 197,000 |
| Net interest income | 568,000 | 1,101,000 | 1,657,000 | 2,226,000 |
| Noninterest income | 145,000 | 320,000 | 562,000 | 877,000 |
| Noninterest expense | 482,000 | 925,000 | 1,415,000 | 1,936,000 |
| Provision for loan losses | 3,000 | 10,000 | 26,000 | 83,000 |
| Pretax income | 228,000 | 486,000 | 778,000 | 1,084,000 |
| Income tax | 11,000 | 24,000 | 38,000 | 54,000 |
| Net income | 217,000 | 462,000 | 740,000 | 1,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,185,000 | 5,140,000 | 5,025,000 | 5,249,000 |
| Total capital | 5,729,000 | 5,692,000 | 5,590,000 | 5,872,000 |
| Risk-weighted assets | 46,936,000 | 47,970,000 | 47,948,000 | 55,189,000 |