Call reports 2005
LANDMANDS BANK — 2005
What LANDMANDS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 56,562,000 | 57,747,000 | 58,834,000 | 59,825,000 |
| Total loans | 42,578,000 | 45,968,000 | 47,634,000 | 48,644,000 |
| Allowance for loan losses | 539,000 | 540,000 | 523,000 | 571,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,132,000 | 8,959,000 | 7,596,000 | 7,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,058,000 | 52,616,000 | 53,818,000 | 54,661,000 |
| Interest-bearing deposits | 49,268,000 | 50,265,000 | 52,138,000 | 52,117,000 |
| Noninterest-bearing deposits | 1,790,000 | 2,351,000 | 1,680,000 | 2,544,000 |
| Equity capital | 5,088,000 | 4,350,000 | 4,515,000 | 4,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,747,000 | 2,716,000 | 3,769,000 |
| Interest expense | 226,000 | 512,000 | 844,000 | 1,183,000 |
| Net interest income | 606,000 | 1,235,000 | 1,872,000 | 2,586,000 |
| Noninterest income | 59,000 | 145,000 | 218,000 | 297,000 |
| Noninterest expense | 328,000 | 626,000 | 937,000 | 1,272,000 |
| Provision for loan losses | 141,000 | 307,000 | 449,000 | 664,000 |
| Pretax income | 196,000 | 447,000 | 704,000 | 947,000 |
| Income tax | 68,000 | 157,000 | 249,000 | 335,000 |
| Net income | 128,000 | 290,000 | 455,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,066,000 | 4,332,000 | 4,500,000 | 4,661,000 |
| Total capital | 5,605,000 | 4,872,000 | 5,023,000 | 5,232,000 |
| Risk-weighted assets | 45,439,000 | 48,364,000 | 49,964,000 | 50,888,000 |
Machine access — free, no API key
Every figure shown here about LANDMANDS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.