Call reports 2014
FIRST NATIONAL BANK OF HOLCOMB — 2014
What FIRST NATIONAL BANK OF HOLCOMB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 47,999,000 | 47,127,000 |
| Total loans | 20,773,000 | 20,506,000 |
| Allowance for loan losses | 113,000 | 119,000 |
| Securities available for sale | 21,322,000 | 22,132,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 40,758,000 | 38,649,000 |
| Interest-bearing deposits | 38,205,000 | 36,346,000 |
| Noninterest-bearing deposits | 2,553,000 | 2,303,000 |
| Equity capital | 6,669,000 | 6,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 462,000 | 860,000 |
| Interest expense | 27,000 | 51,000 |
| Net interest income | 435,000 | 809,000 |
| Noninterest income | 21,000 | 71,000 |
| Noninterest expense | 341,000 | 669,000 |
| Provision for loan losses | 23,000 | 30,000 |
| Pretax income | 92,000 | 190,000 |
| Income tax | -67,000 | -51,000 |
| Net income | 159,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 5,849,000 | 5,936,000 |
| Total capital | 5,962,000 | 6,055,000 |
| Risk-weighted assets | 26,941,000 | 26,921,000 |