Call reports 2013
FIRST NATIONAL BANK OF HOLCOMB — 2013
What FIRST NATIONAL BANK OF HOLCOMB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 52,232,000 | 51,199,000 | 47,848,000 | 48,995,000 |
| Total loans | 22,805,000 | 23,435,000 | 20,787,000 | 23,289,000 |
| Allowance for loan losses | 30,000 | 53,000 | 75,000 | 95,000 |
| Securities available for sale | 24,571,000 | 22,656,000 | 21,769,000 | 20,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,906,000 | 42,361,000 | 41,051,000 | 38,095,000 |
| Interest-bearing deposits | 42,110,000 | 40,549,000 | 38,911,000 | 35,164,000 |
| Noninterest-bearing deposits | 1,796,000 | 1,812,000 | 2,140,000 | 2,931,000 |
| Equity capital | 6,447,000 | 6,040,000 | 6,331,000 | 6,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 521,000 | 1,007,000 | 1,531,000 | 1,979,000 |
| Interest expense | 52,000 | 99,000 | 137,000 | 174,000 |
| Net interest income | 469,000 | 908,000 | 1,394,000 | 1,805,000 |
| Noninterest income | 39,000 | 71,000 | 120,000 | 158,000 |
| Noninterest expense | 407,000 | 741,000 | 1,105,000 | 1,455,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 84,000 | 199,000 | 344,000 | 420,000 |
| Income tax | 4,000 | 39,000 | 50,000 | 65,000 |
| Net income | 80,000 | 160,000 | 294,000 | 355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,218,000 | 5,573,000 | 5,712,000 | 5,691,000 |
| Total capital | 5,248,000 | 5,626,000 | 5,787,000 | 5,786,000 |
| Risk-weighted assets | 28,888,000 | 29,097,000 | 26,457,000 | 28,699,000 |