Call reports 2012
FIRST NATIONAL BANK OF HOLCOMB — 2012
What FIRST NATIONAL BANK OF HOLCOMB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 55,634,000 | 56,543,000 | 55,169,000 | 57,089,000 |
| Total loans | 24,533,000 | 24,917,000 | 25,144,000 | 26,829,000 |
| Allowance for loan losses | 264,000 | 303,000 | 287,000 | 8,000 |
| Securities available for sale | 25,748,000 | 26,031,000 | 26,505,000 | 25,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,025,000 | 47,780,000 | 46,166,000 | 46,122,000 |
| Interest-bearing deposits | 45,697,000 | 46,109,000 | 44,524,000 | 43,018,000 |
| Noninterest-bearing deposits | 1,328,000 | 1,671,000 | 1,642,000 | 3,104,000 |
| Equity capital | 7,741,000 | 7,970,000 | 8,187,000 | 6,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,214,000 | 1,831,000 | 193,000 |
| Interest expense | 67,000 | 133,000 | 193,000 | 19,000 |
| Net interest income | 542,000 | 1,081,000 | 1,638,000 | 174,000 |
| Noninterest income | 41,000 | 80,000 | 108,000 | 11,000 |
| Noninterest expense | 420,000 | 800,000 | 1,200,000 | 110,000 |
| Provision for loan losses | 0 | -58,000 | -58,000 | 8,000 |
| Pretax income | 192,000 | 469,000 | 688,000 | 67,000 |
| Income tax | 40,000 | 110,000 | 157,000 | 18,000 |
| Net income | 152,000 | 359,000 | 531,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,166,000 | 7,373,000 | 7,545,000 | 5,165,000 |
| Total capital | 7,430,000 | 7,676,000 | 7,832,000 | 5,173,000 |
| Risk-weighted assets | 29,539,000 | 30,072,000 | 29,170,000 | 32,945,000 |