Call reports 2011
FIRST NATIONAL BANK OF HOLCOMB — 2011
What FIRST NATIONAL BANK OF HOLCOMB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 53,252,000 | 54,197,000 | 53,699,000 | 53,128,000 |
| Total loans | 24,646,000 | 25,436,000 | 25,921,000 | 24,919,000 |
| Allowance for loan losses | 260,000 | 263,000 | 265,000 | 269,000 |
| Securities available for sale | 25,836,000 | 25,397,000 | 24,300,000 | 23,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,396,000 | 46,161,000 | 45,064,000 | 44,335,000 |
| Interest-bearing deposits | 42,963,000 | 43,634,000 | 42,805,000 | 42,274,000 |
| Noninterest-bearing deposits | 2,433,000 | 2,527,000 | 2,259,000 | 2,061,000 |
| Equity capital | 6,881,000 | 7,370,000 | 7,788,000 | 7,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,289,000 | 1,978,000 | 2,611,000 |
| Interest expense | 93,000 | 177,000 | 258,000 | 334,000 |
| Net interest income | 534,000 | 1,112,000 | 1,720,000 | 2,277,000 |
| Noninterest income | 34,000 | 72,000 | 115,000 | 162,000 |
| Noninterest expense | 381,000 | 751,000 | 1,130,000 | 1,540,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 192,000 | 451,000 | 814,000 | 1,064,000 |
| Income tax | 40,000 | 105,000 | 209,000 | 270,000 |
| Net income | 152,000 | 346,000 | 605,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,700,000 | 6,894,000 | 7,153,000 | 7,342,000 |
| Total capital | 6,960,000 | 7,157,000 | 7,418,000 | 7,611,000 |
| Risk-weighted assets | 28,762,000 | 29,735,000 | 30,034,000 | 29,434,000 |