Call reports 2010
FIRST NATIONAL BANK OF HOLCOMB — 2010
What FIRST NATIONAL BANK OF HOLCOMB reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 49,404,000 | 49,574,000 | 48,430,000 | 49,135,000 |
| Total loans | 26,673,000 | 26,698,000 | 26,234,000 | 24,906,000 |
| Allowance for loan losses | 141,000 | 186,000 | 232,000 | 266,000 |
| Securities available for sale | 19,708,000 | 19,609,000 | 17,750,000 | 20,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,582,000 | 42,454,000 | 40,962,000 | 42,161,000 |
| Interest-bearing deposits | 40,454,000 | 40,812,000 | 38,961,000 | 39,928,000 |
| Noninterest-bearing deposits | 2,128,000 | 1,643,000 | 2,001,000 | 2,233,000 |
| Equity capital | 6,300,000 | 6,559,000 | 6,818,000 | 6,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,377,000 | 2,034,000 | 2,651,000 |
| Interest expense | 137,000 | 267,000 | 384,000 | 491,000 |
| Net interest income | 565,000 | 1,110,000 | 1,650,000 | 2,160,000 |
| Noninterest income | 27,000 | 78,000 | 119,000 | 167,000 |
| Noninterest expense | 379,000 | 735,000 | 1,099,000 | 1,475,000 |
| Provision for loan losses | 37,000 | 89,000 | 149,000 | 184,000 |
| Pretax income | 202,000 | 390,000 | 562,000 | 709,000 |
| Income tax | 52,000 | 99,000 | 139,000 | 166,000 |
| Net income | 150,000 | 291,000 | 423,000 | 543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,155,000 | 6,297,000 | 6,428,000 | 6,548,000 |
| Total capital | 6,296,000 | 6,482,000 | 6,660,000 | 6,814,000 |
| Risk-weighted assets | 29,796,000 | 29,763,000 | 29,063,000 | 28,711,000 |