Call reports 2008
FIRST NATIONAL BANK OF HOLCOMB — 2008
What FIRST NATIONAL BANK OF HOLCOMB reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 44,636,000 | 44,697,000 | 46,025,000 | 44,974,000 |
| Total loans | 23,736,000 | 25,584,000 | 26,605,000 | 25,607,000 |
| Allowance for loan losses | 285,000 | 282,000 | 279,000 | 107,000 |
| Securities available for sale | 17,069,000 | 16,704,000 | 16,984,000 | 15,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,962,000 | 39,083,000 | 38,225,000 | 38,182,000 |
| Interest-bearing deposits | 37,463,000 | 37,414,000 | 36,559,000 | 35,308,000 |
| Noninterest-bearing deposits | 1,499,000 | 1,669,000 | 1,665,000 | 2,874,000 |
| Equity capital | 5,293,000 | 5,247,000 | 5,391,000 | 5,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,615,000 | 2,421,000 | 3,191,000 |
| Interest expense | 328,000 | 605,000 | 869,000 | 1,096,000 |
| Net interest income | 480,000 | 1,010,000 | 1,552,000 | 2,095,000 |
| Noninterest income | 36,000 | 72,000 | 103,000 | 155,000 |
| Noninterest expense | 335,000 | 670,000 | 1,026,000 | 1,371,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 179,000 | 414,000 | 645,000 | 880,000 |
| Income tax | 46,000 | 110,000 | 175,000 | 240,000 |
| Net income | 133,000 | 304,000 | 470,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,180,000 | 5,347,000 | 5,517,000 | 5,656,000 |
| Total capital | 5,465,000 | 5,629,000 | 5,796,000 | 5,763,000 |
| Risk-weighted assets | 26,341,000 | 28,096,000 | 29,427,000 | 28,316,000 |