Call reports 2025
HOMETOWN BANK, NATIONAL ASSOCIATION — 2025
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 951,378,000 | 948,799,000 | 979,097,000 | 997,811,000 |
| Total loans | 591,943,000 | 651,656,000 | 678,080,000 | 693,408,000 |
| Allowance for loan losses | 6,912,000 | 7,016,000 | 7,132,000 | 7,358,000 |
| Securities available for sale | 299,489,000 | 249,751,000 | 249,417,000 | 244,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 867,169,000 | 848,765,000 | 877,434,000 | 904,456,000 |
| Interest-bearing deposits | 619,826,000 | 620,094,000 | 641,165,000 | 652,723,000 |
| Noninterest-bearing deposits | 247,343,000 | 228,671,000 | 236,269,000 | 251,733,000 |
| Equity capital | 81,056,000 | 82,533,000 | 90,452,000 | 90,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,436,000 | 23,601,000 | 36,538,000 | 50,022,000 |
| Interest expense | 4,589,000 | 9,230,000 | 14,069,000 | 18,680,000 |
| Net interest income | 6,847,000 | 14,371,000 | 22,469,000 | 31,342,000 |
| Noninterest income | 496,000 | 1,110,000 | 1,656,000 | 2,227,000 |
| Noninterest expense | 5,228,000 | 10,501,000 | 15,946,000 | 21,656,000 |
| Provision for loan losses | 0 | 100,000 | 250,000 | 476,000 |
| Pretax income | 2,115,000 | 3,951,000 | 7,000,000 | 10,020,000 |
| Income tax | 335,000 | 634,000 | 1,209,000 | 1,760,000 |
| Net income | 1,780,000 | 3,317,000 | 5,791,000 | 8,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,188,000 | 108,384,000 | 110,514,000 | 108,882,000 |
| Total capital | 114,100,000 | 115,400,000 | 117,647,000 | 116,240,000 |
| Risk-weighted assets | 673,275,000 | 735,603,000 | 728,376,000 | 758,737,000 |