Call reports 2024
HOMETOWN BANK, NATIONAL ASSOCIATION — 2024
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 947,756,000 | 948,889,000 | 952,570,000 | 958,639,000 |
| Total loans | 547,684,000 | 555,189,000 | 567,950,000 | 586,770,000 |
| Allowance for loan losses | 6,494,000 | 6,480,000 | 6,932,000 | 6,911,000 |
| Securities available for sale | 319,316,000 | 311,235,000 | 311,448,000 | 293,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 832,112,000 | 835,686,000 | 865,442,000 | 880,773,000 |
| Interest-bearing deposits | 595,239,000 | 607,543,000 | 596,600,000 | 599,567,000 |
| Noninterest-bearing deposits | 236,873,000 | 228,143,000 | 268,842,000 | 281,206,000 |
| Equity capital | 72,939,000 | 74,641,000 | 83,614,000 | 75,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,204,000 | 21,078,000 | 32,394,000 | 44,246,000 |
| Interest expense | 4,605,000 | 9,816,000 | 15,238,000 | 20,522,000 |
| Net interest income | 5,599,000 | 11,262,000 | 17,156,000 | 23,724,000 |
| Noninterest income | 582,000 | 1,066,000 | 1,581,000 | 2,070,000 |
| Noninterest expense | 4,888,000 | 9,703,000 | 14,536,000 | 19,498,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,293,000 | 2,625,000 | 4,201,000 | 6,296,000 |
| Income tax | 184,000 | 355,000 | 580,000 | 932,000 |
| Net income | 1,109,000 | 2,270,000 | 3,621,000 | 5,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,095,000 | 104,872,000 | 106,124,000 | 105,855,000 |
| Total capital | 110,589,000 | 111,352,000 | 113,056,000 | 112,767,000 |
| Risk-weighted assets | 612,987,000 | 645,914,000 | 663,167,000 | 676,051,000 |