Call reports 2023
HOMETOWN BANK, NATIONAL ASSOCIATION — 2023
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 890,570,000 | 902,551,000 | 903,411,000 | 912,951,000 |
| Total loans | 493,724,000 | 510,266,000 | 529,130,000 | 537,672,000 |
| Allowance for loan losses | 6,252,000 | 6,338,000 | 6,334,000 | 6,501,000 |
| Securities available for sale | 357,196,000 | 343,024,000 | 327,560,000 | 332,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 819,211,000 | 790,938,000 | 797,323,000 | 791,666,000 |
| Interest-bearing deposits | 551,495,000 | 540,830,000 | 543,084,000 | 549,639,000 |
| Noninterest-bearing deposits | 267,715,000 | 250,108,000 | 254,239,000 | 242,027,000 |
| Equity capital | 68,810,000 | 68,563,000 | 64,326,000 | 74,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,482,000 | 17,331,000 | 26,771,000 | 36,900,000 |
| Interest expense | 2,546,000 | 5,663,000 | 9,047,000 | 13,722,000 |
| Net interest income | 5,936,000 | 11,668,000 | 17,724,000 | 23,178,000 |
| Noninterest income | 621,000 | 1,169,000 | 1,728,000 | 2,284,000 |
| Noninterest expense | 4,668,000 | 9,209,000 | 14,423,000 | 18,542,000 |
| Provision for loan losses | 229,000 | 309,000 | 309,000 | 965,000 |
| Pretax income | 1,607,000 | 3,249,000 | 4,650,000 | 5,885,000 |
| Income tax | 209,000 | 443,000 | 635,000 | 785,000 |
| Net income | 1,398,000 | 2,806,000 | 4,015,000 | 5,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,465,000 | 102,873,000 | 104,082,000 | 103,433,000 |
| Total capital | 107,717,000 | 109,211,000 | 110,416,000 | 109,934,000 |
| Risk-weighted assets | 579,478,000 | 592,185,000 | 608,890,000 | 612,398,000 |