Call reports 2021
HOMETOWN BANK, NATIONAL ASSOCIATION — 2021
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 799,388,000 | 845,553,000 | 886,124,000 | 912,218,000 |
| Total loans | 466,624,000 | 447,578,000 | 435,749,000 | 435,845,000 |
| Allowance for loan losses | 5,959,000 | 6,011,000 | 6,007,000 | 6,006,000 |
| Securities available for sale | 245,951,000 | 285,364,000 | 307,148,000 | 335,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 705,423,000 | 748,062,000 | 786,010,000 | 815,712,000 |
| Interest-bearing deposits | 452,623,000 | 479,219,000 | 503,012,000 | 532,401,000 |
| Noninterest-bearing deposits | 252,799,000 | 268,843,000 | 282,998,000 | 283,311,000 |
| Equity capital | 90,876,000 | 93,679,000 | 96,074,000 | 94,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,947,000 | 14,113,000 | 20,707,000 | 27,285,000 |
| Interest expense | 623,000 | 1,186,000 | 1,710,000 | 2,182,000 |
| Net interest income | 6,324,000 | 12,927,000 | 18,997,000 | 25,103,000 |
| Noninterest income | 576,000 | 1,111,000 | 1,655,000 | 2,207,000 |
| Noninterest expense | 3,898,000 | 7,987,000 | 12,071,000 | 15,858,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 2,952,000 | 6,012,000 | 8,501,000 | 11,372,000 |
| Income tax | 527,000 | 1,070,000 | 1,502,000 | 1,994,000 |
| Net income | 2,425,000 | 4,942,000 | 6,999,000 | 9,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,617,000 | 90,134,000 | 92,190,000 | 93,173,000 |
| Total capital | 93,576,000 | 96,145,000 | 98,197,000 | 99,179,000 |
| Risk-weighted assets | 519,512,000 | 514,524,000 | 507,741,000 | 520,018,000 |