Call reports 2020
HOMETOWN BANK, NATIONAL ASSOCIATION — 2020
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 639,172,000 | 733,082,000 | 756,229,000 | 780,188,000 |
| Total loans | 419,309,000 | 467,683,000 | 471,710,000 | 482,689,000 |
| Allowance for loan losses | 5,055,000 | 5,509,000 | 5,814,000 | 5,910,000 |
| Securities available for sale | 175,838,000 | 186,289,000 | 195,721,000 | 217,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 557,671,000 | 641,108,000 | 662,035,000 | 686,339,000 |
| Interest-bearing deposits | 398,477,000 | 423,402,000 | 445,147,000 | 456,852,000 |
| Noninterest-bearing deposits | 159,194,000 | 217,706,000 | 216,888,000 | 229,487,000 |
| Equity capital | 78,545,000 | 87,367,000 | 89,894,000 | 91,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,010,000 | 15,856,000 | 22,510,000 | 29,200,000 |
| Interest expense | 1,044,000 | 1,955,000 | 2,836,000 | 3,580,000 |
| Net interest income | 5,966,000 | 13,901,000 | 19,674,000 | 25,620,000 |
| Noninterest income | 557,000 | 1,040,000 | 1,538,000 | 2,056,000 |
| Noninterest expense | 3,753,000 | 7,611,000 | 11,354,000 | 14,937,000 |
| Provision for loan losses | 125,000 | 575,000 | 875,000 | 975,000 |
| Pretax income | 2,645,000 | 6,755,000 | 9,053,000 | 11,834,000 |
| Income tax | 493,000 | 1,286,000 | 1,698,000 | 2,199,000 |
| Net income | 2,152,000 | 5,469,000 | 7,355,000 | 9,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,565,000 | 82,882,000 | 84,768,000 | 85,709,000 |
| Total capital | 84,620,000 | 88,391,000 | 90,582,000 | 91,619,000 |
| Risk-weighted assets | 442,766,000 | 493,210,000 | 511,784,000 | 527,456,000 |
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