Call reports 2019
HOMETOWN BANK, NATIONAL ASSOCIATION — 2019
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 585,312,000 | 593,860,000 | 632,872,000 | 626,891,000 |
| Total loans | 401,297,000 | 418,214,000 | 425,575,000 | 428,844,000 |
| Allowance for loan losses | 4,971,000 | 4,851,000 | 4,903,000 | 4,931,000 |
| Securities available for sale | 159,980,000 | 145,146,000 | 139,232,000 | 150,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,646,000 | 515,864,000 | 551,470,000 | 546,004,000 |
| Interest-bearing deposits | 358,672,000 | 362,975,000 | 391,931,000 | 388,595,000 |
| Noninterest-bearing deposits | 152,974,000 | 152,889,000 | 159,540,000 | 157,409,000 |
| Equity capital | 70,735,000 | 74,964,000 | 77,810,000 | 79,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,579,000 | 13,370,000 | 20,333,000 | 27,423,000 |
| Interest expense | 809,000 | 1,728,000 | 2,789,000 | 3,886,000 |
| Net interest income | 5,770,000 | 11,642,000 | 17,544,000 | 23,537,000 |
| Noninterest income | 581,000 | 1,149,000 | 1,728,000 | 2,291,000 |
| Noninterest expense | 3,653,000 | 7,328,000 | 11,033,000 | 14,466,000 |
| Provision for loan losses | 265,000 | 581,000 | 656,000 | 776,000 |
| Pretax income | 2,433,000 | 4,912,000 | 7,644,000 | 10,652,000 |
| Income tax | 447,000 | 947,000 | 1,437,000 | 2,021,000 |
| Net income | 1,986,000 | 3,965,000 | 6,207,000 | 8,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,373,000 | 74,352,000 | 76,594,000 | 77,890,000 |
| Total capital | 77,344,000 | 79,203,000 | 81,497,000 | 82,821,000 |
| Risk-weighted assets | 423,454,000 | 433,019,000 | 451,212,000 | 455,529,000 |