Call reports 2018
HOMETOWN BANK, NATIONAL ASSOCIATION — 2018
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 596,134,000 | 593,380,000 | 592,332,000 | 593,364,000 |
| Total loans | 390,603,000 | 390,310,000 | 390,337,000 | 393,340,000 |
| Allowance for loan losses | 4,374,000 | 4,296,000 | 4,558,000 | 4,619,000 |
| Securities available for sale | 162,609,000 | 161,111,000 | 154,033,000 | 164,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,363,000 | 527,719,000 | 524,689,000 | 524,123,000 |
| Interest-bearing deposits | 365,594,000 | 363,607,000 | 363,010,000 | 368,185,000 |
| Noninterest-bearing deposits | 165,769,000 | 164,112,000 | 161,679,000 | 155,938,000 |
| Equity capital | 61,521,000 | 62,957,000 | 64,160,000 | 67,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,087,000 | 12,281,000 | 18,626,000 | 26,092,000 |
| Interest expense | 542,000 | 1,111,000 | 1,713,000 | 2,370,000 |
| Net interest income | 5,545,000 | 11,170,000 | 16,913,000 | 23,722,000 |
| Noninterest income | 513,000 | 995,000 | 1,539,000 | 2,180,000 |
| Noninterest expense | 3,658,000 | 7,249,000 | 10,837,000 | 14,371,000 |
| Provision for loan losses | 112,000 | 537,000 | 732,000 | 907,000 |
| Pretax income | 2,289,000 | 4,380,000 | 6,900,000 | 10,641,000 |
| Income tax | 433,000 | 843,000 | 1,363,000 | 1,993,000 |
| Net income | 1,856,000 | 3,537,000 | 5,537,000 | 8,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,165,000 | 66,846,000 | 68,846,000 | 70,904,000 |
| Total capital | 69,539,000 | 71,142,000 | 73,404,000 | 75,523,000 |
| Risk-weighted assets | 396,858,000 | 412,445,000 | 411,386,000 | 414,963,000 |