Call reports 2016
HOMETOWN BANK, NATIONAL ASSOCIATION — 2016
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 541,293,000 | 587,773,000 | 583,604,000 | 572,149,000 |
| Total loans | 327,775,000 | 327,451,000 | 337,091,000 | 349,677,000 |
| Allowance for loan losses | 4,087,000 | 4,112,000 | 4,062,000 | 4,071,000 |
| Securities available for sale | 187,706,000 | 201,037,000 | 217,692,000 | 198,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,441,000 | 525,065,000 | 520,434,000 | 502,158,000 |
| Interest-bearing deposits | 354,047,000 | 386,935,000 | 375,860,000 | 368,490,000 |
| Noninterest-bearing deposits | 127,393,000 | 138,129,000 | 144,574,000 | 133,668,000 |
| Equity capital | 56,777,000 | 58,876,000 | 59,843,000 | 56,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,281,000 | 10,601,000 | 16,010,000 | 21,514,000 |
| Interest expense | 483,000 | 951,000 | 1,415,000 | 1,882,000 |
| Net interest income | 4,798,000 | 9,650,000 | 14,595,000 | 19,632,000 |
| Noninterest income | 448,000 | 933,000 | 1,414,000 | 1,910,000 |
| Noninterest expense | 3,283,000 | 6,529,000 | 9,809,000 | 13,240,000 |
| Provision for loan losses | 16,000 | 41,000 | 41,000 | 101,000 |
| Pretax income | 1,947,000 | 4,103,000 | 6,269,000 | 8,524,000 |
| Income tax | 531,000 | 1,117,000 | 1,683,000 | 2,298,000 |
| Net income | 1,416,000 | 2,986,000 | 4,586,000 | 6,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,797,000 | 56,368,000 | 57,967,000 | 58,746,000 |
| Total capital | 58,884,000 | 60,480,000 | 62,029,000 | 62,817,000 |
| Risk-weighted assets | 333,449,000 | 335,528,000 | 350,225,000 | 368,194,000 |