Call reports 2015
HOMETOWN BANK, NATIONAL ASSOCIATION — 2015
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 516,715,000 | 529,185,000 | 533,257,000 | 543,097,000 |
| Total loans | 302,817,000 | 307,031,000 | 314,864,000 | 322,755,000 |
| Allowance for loan losses | 4,125,000 | 4,092,000 | 4,111,000 | 4,070,000 |
| Securities available for sale | 181,919,000 | 178,584,000 | 180,205,000 | 169,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,145,000 | 473,418,000 | 475,157,000 | 485,866,000 |
| Interest-bearing deposits | 346,880,000 | 352,963,000 | 353,871,000 | 355,114,000 |
| Noninterest-bearing deposits | 114,265,000 | 120,455,000 | 121,286,000 | 130,752,000 |
| Equity capital | 52,421,000 | 53,088,000 | 54,850,000 | 55,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,160,000 | 10,369,000 | 15,559,000 | 20,902,000 |
| Interest expense | 515,000 | 1,023,000 | 1,529,000 | 2,018,000 |
| Net interest income | 4,645,000 | 9,346,000 | 14,030,000 | 18,884,000 |
| Noninterest income | 484,000 | 944,000 | 1,418,000 | 1,887,000 |
| Noninterest expense | 3,126,000 | 6,183,000 | 9,436,000 | 12,546,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 50,000 |
| Pretax income | 1,975,000 | 4,079,000 | 5,984,000 | 8,210,000 |
| Income tax | 551,000 | 1,145,000 | 1,577,000 | 2,185,000 |
| Net income | 1,424,000 | 2,934,000 | 4,407,000 | 6,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,081,000 | 51,592,000 | 53,064,000 | 53,860,000 |
| Total capital | 54,206,000 | 55,663,000 | 57,175,000 | 57,930,000 |
| Risk-weighted assets | 340,775,000 | 325,622,000 | 333,064,000 | 325,589,000 |