Call reports 2005
HOMETOWN BANK, NATIONAL ASSOCIATION — 2005
What HOMETOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 182,459,000 | 188,838,000 | 192,808,000 | 198,813,000 |
| Total loans | 120,095,000 | 119,732,000 | 124,057,000 | 135,740,000 |
| Allowance for loan losses | 1,177,000 | 1,210,000 | 1,267,000 | 1,311,000 |
| Securities available for sale | 49,028,000 | 49,053,000 | 52,269,000 | 48,252,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,493,000 | 168,468,000 | 171,793,000 | 175,062,000 |
| Interest-bearing deposits | 124,376,000 | 127,774,000 | 130,620,000 | 133,533,000 |
| Noninterest-bearing deposits | 38,117,000 | 40,694,000 | 41,173,000 | 41,529,000 |
| Equity capital | 19,283,000 | 19,933,000 | 20,432,000 | 20,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,301,000 | 4,713,000 | 7,305,000 | 10,064,000 |
| Interest expense | 454,000 | 967,000 | 1,572,000 | 2,246,000 |
| Net interest income | 1,847,000 | 3,746,000 | 5,733,000 | 7,818,000 |
| Noninterest income | 348,000 | 705,000 | 1,045,000 | 1,349,000 |
| Noninterest expense | 1,314,000 | 2,692,000 | 4,118,000 | 5,594,000 |
| Provision for loan losses | 60,000 | 120,000 | 182,000 | 245,000 |
| Pretax income | 821,000 | 1,639,000 | 2,478,000 | 3,328,000 |
| Income tax | 278,000 | 550,000 | 823,000 | 1,094,000 |
| Net income | 543,000 | 1,089,000 | 1,655,000 | 2,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,786,000 | 20,332,000 | 20,898,000 | 20,999,000 |
| Total capital | 20,963,000 | 21,542,000 | 22,165,000 | 22,310,000 |
| Risk-weighted assets | 108,312,000 | 111,221,000 | 116,752,000 | 125,403,000 |
Machine access — free, no API key
Every figure shown here about HOMETOWN BANK, NATIONAL ASSOCIATION — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.