Call reports 2025
SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH — 2025
What SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 176,908,000 | 177,379,000 | 179,624,000 | 178,940,000 |
| Total loans | 111,666,000 | 113,183,000 | 115,257,000 | 118,127,000 |
| Allowance for loan losses | 178,000 | 199,000 | 229,000 | 258,000 |
| Securities available for sale | 40,582,000 | 39,826,000 | 41,467,000 | 41,537,000 |
| Securities held to maturity | 3,852,000 | 3,579,000 | 3,479,000 | 3,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,806,000 | 162,028,000 | 163,377,000 | 164,196,000 |
| Interest-bearing deposits | 156,165,000 | 157,691,000 | 160,021,000 | 160,885,000 |
| Noninterest-bearing deposits | 3,641,000 | 4,337,000 | 3,356,000 | 3,311,000 |
| Equity capital | 11,341,000 | 10,960,000 | 11,740,000 | 12,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,610,000 | 3,273,000 | 4,993,000 | 6,744,000 |
| Interest expense | 837,000 | 1,672,000 | 2,508,000 | 3,355,000 |
| Net interest income | 773,000 | 1,601,000 | 2,485,000 | 3,389,000 |
| Noninterest income | 167,000 | 335,000 | 505,000 | 675,000 |
| Noninterest expense | 1,009,000 | 2,047,000 | 3,080,000 | 4,359,000 |
| Provision for loan losses | -13,000 | 9,000 | 41,000 | 107,000 |
| Pretax income | -45,000 | -93,000 | -85,000 | -364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -45,000 | -93,000 | -85,000 | -364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,025,000 | 17,977,000 | 17,985,000 | 17,707,000 |