Call reports 2023
SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH — 2023
What SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 166,677,000 | 165,879,000 | 168,747,000 | 169,834,000 |
| Total loans | 102,667,000 | 104,813,000 | 108,270,000 | 108,625,000 |
| Allowance for loan losses | 158,000 | 160,000 | 214,000 | 182,000 |
| Securities available for sale | 45,022,000 | 43,943,000 | 41,959,000 | 43,458,000 |
| Securities held to maturity | 5,131,000 | 4,683,000 | 4,643,000 | 4,118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,760,000 | 154,277,000 | 153,243,000 | 151,898,000 |
| Interest-bearing deposits | 149,116,000 | 150,141,000 | 149,047,000 | 147,960,000 |
| Noninterest-bearing deposits | 4,644,000 | 4,136,000 | 4,196,000 | 3,938,000 |
| Equity capital | 10,957,000 | 10,564,000 | 9,433,000 | 10,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,584,000 | 3,954,000 | 5,360,000 |
| Interest expense | 372,000 | 820,000 | 1,366,000 | 2,000,000 |
| Net interest income | 894,000 | 1,764,000 | 2,588,000 | 3,360,000 |
| Noninterest income | 139,000 | 283,000 | 474,000 | 655,000 |
| Noninterest expense | 968,000 | 1,913,000 | 2,876,000 | 3,857,000 |
| Provision for loan losses | -20,000 | -15,000 | 40,000 | 12,000 |
| Pretax income | 85,000 | 149,000 | 146,000 | 149,000 |
| Income tax | 9,000 | 16,000 | 13,000 | 0 |
| Net income | 76,000 | 133,000 | 133,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,329,000 | 18,389,000 | 18,386,000 | 18,403,000 |