Call reports 2022
SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH — 2022
What SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 163,333,000 | 158,006,000 | 161,556,000 | 162,317,000 |
| Total loans | 91,956,000 | 94,294,000 | 98,720,000 | 101,337,000 |
| Allowance for loan losses | 495,000 | 501,000 | 491,000 | 503,000 |
| Securities available for sale | 51,643,000 | 47,450,000 | 44,829,000 | 43,773,000 |
| Securities held to maturity | 8,883,000 | 7,147,000 | 5,941,000 | 5,158,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,605,000 | 146,140,000 | 148,053,000 | 152,274,000 |
| Interest-bearing deposits | 144,495,000 | 141,927,000 | 143,518,000 | 147,019,000 |
| Noninterest-bearing deposits | 4,110,000 | 4,213,000 | 4,535,000 | 5,255,000 |
| Equity capital | 14,271,000 | 11,440,000 | 9,944,000 | 9,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,107,000 | 2,239,000 | 3,422,000 | 4,670,000 |
| Interest expense | 234,000 | 451,000 | 696,000 | 992,000 |
| Net interest income | 873,000 | 1,788,000 | 2,726,000 | 3,678,000 |
| Noninterest income | 124,000 | 259,000 | 398,000 | 521,000 |
| Noninterest expense | 923,000 | 1,821,000 | 2,745,000 | 3,659,000 |
| Provision for loan losses | 0 | 0 | 0 | 14,000 |
| Pretax income | 74,000 | 224,000 | 377,000 | 525,000 |
| Income tax | 4,000 | 22,000 | 40,000 | 66,000 |
| Net income | 70,000 | 202,000 | 337,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,545,000 | 17,678,000 | 17,813,000 | 17,935,000 |