Call reports 2020
SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH — 2020
What SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 150,589,000 | 155,537,000 | 155,860,000 | 159,240,000 |
| Total loans | 79,883,000 | 78,753,000 | 82,132,000 | 81,701,000 |
| Allowance for loan losses | 453,000 | 453,000 | 464,000 | 470,000 |
| Securities available for sale | 8,000 | 0 | 0 | 20,979,000 |
| Securities held to maturity | 46,419,000 | 49,192,000 | 37,698,000 | 24,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,610,000 | 138,529,000 | 138,916,000 | 142,038,000 |
| Interest-bearing deposits | 127,990,000 | 133,197,000 | 134,281,000 | 138,213,000 |
| Noninterest-bearing deposits | 5,620,000 | 5,332,000 | 4,635,000 | 3,825,000 |
| Equity capital | 16,704,000 | 16,771,000 | 16,724,000 | 17,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,164,000 | 2,289,000 | 3,315,000 | 4,290,000 |
| Interest expense | 392,000 | 752,000 | 1,087,000 | 1,415,000 |
| Net interest income | 772,000 | 1,537,000 | 2,228,000 | 2,875,000 |
| Noninterest income | 115,000 | 271,000 | 403,000 | 545,000 |
| Noninterest expense | 944,000 | 1,805,000 | 2,654,000 | 3,461,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 53,000 |
| Pretax income | -72,000 | -24,000 | -70,000 | -92,000 |
| Income tax | 0 | -16,000 | -16,000 | -104,000 |
| Net income | -72,000 | -8,000 | -54,000 | 12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,115,000 | 17,179,000 | 17,133,000 | 17,199,000 |
| Total capital | 17,604,000 | — | — | — |
| Risk-weighted assets | 95,816,000 | — | — | — |