Call reports 2019
SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH — 2019
What SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 144,711,000 | 146,790,000 | 146,286,000 | 149,592,000 |
| Total loans | 77,292,000 | 78,550,000 | 80,152,000 | 80,153,000 |
| Allowance for loan losses | 420,000 | 420,000 | 418,000 | 439,000 |
| Securities available for sale | 15,000 | 14,000 | 20,000 | 16,000 |
| Securities held to maturity | 43,580,000 | 48,148,000 | 46,610,000 | 46,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,022,000 | 128,954,000 | 129,308,000 | 132,608,000 |
| Interest-bearing deposits | 123,593,000 | 124,749,000 | 125,492,000 | 127,616,000 |
| Noninterest-bearing deposits | 3,429,000 | 4,205,000 | 3,816,000 | 4,992,000 |
| Equity capital | 16,350,000 | 16,446,000 | 16,574,000 | 16,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,390,000 | 3,630,000 | 4,834,000 |
| Interest expense | 329,000 | 696,000 | 1,088,000 | 1,492,000 |
| Net interest income | 834,000 | 1,694,000 | 2,542,000 | 3,342,000 |
| Noninterest income | 113,000 | 223,000 | 368,000 | 476,000 |
| Noninterest expense | 837,000 | 1,688,000 | 2,535,000 | 3,362,000 |
| Provision for loan losses | 8,000 | 22,000 | 30,000 | 59,000 |
| Pretax income | 102,000 | 207,000 | 345,000 | 397,000 |
| Income tax | 6,000 | 14,000 | 28,000 | 24,000 |
| Net income | 96,000 | 193,000 | 317,000 | 373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,852,000 | 16,948,000 | 17,072,000 | 17,187,000 |
| Total capital | 17,304,000 | 17,400,000 | 17,525,000 | 17,662,000 |
| Risk-weighted assets | 76,786,000 | 81,714,000 | 90,962,000 | 93,040,000 |