Call reports 2018
SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH — 2018
What SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 133,837,000 | 132,885,000 | 134,728,000 | 139,382,000 |
| Total loans | 76,148,000 | 76,001,000 | 76,868,000 | 77,761,000 |
| Allowance for loan losses | 483,000 | 461,000 | 449,000 | 433,000 |
| Securities available for sale | 7,000 | 9,000 | 8,000 | 6,000 |
| Securities held to maturity | 35,019,000 | 37,065,000 | 39,938,000 | 43,862,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,729,000 | 115,622,000 | 117,313,000 | 121,897,000 |
| Interest-bearing deposits | 114,262,000 | 112,876,000 | 114,739,000 | 119,323,000 |
| Noninterest-bearing deposits | 2,467,000 | 2,746,000 | 2,574,000 | 2,574,000 |
| Equity capital | 15,930,000 | 16,092,000 | 16,209,000 | 16,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,076,000 | 3,149,000 | 4,268,000 |
| Interest expense | 186,000 | 404,000 | 651,000 | 942,000 |
| Net interest income | 838,000 | 1,672,000 | 2,498,000 | 3,326,000 |
| Noninterest income | 120,000 | 232,000 | 347,000 | 446,000 |
| Noninterest expense | 850,000 | 1,628,000 | 2,440,000 | 3,109,000 |
| Provision for loan losses | 23,000 | 23,000 | 23,000 | 43,000 |
| Pretax income | 85,000 | 253,000 | 382,000 | 620,000 |
| Income tax | 6,000 | 13,000 | 25,000 | 39,000 |
| Net income | 79,000 | 240,000 | 357,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,254,000 | 16,415,000 | 16,532,000 | 16,756,000 |
| Total capital | 16,769,000 | 16,908,000 | 17,013,000 | 17,221,000 |
| Risk-weighted assets | 66,460,000 | 68,018,000 | 71,733,000 | 76,940,000 |