Call reports 2017
SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH — 2017
What SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 133,521,000 | 132,586,000 | 132,361,000 | 131,339,000 |
| Total loans | 71,903,000 | 72,595,000 | 74,251,000 | 76,187,000 |
| Allowance for loan losses | 426,000 | 421,000 | 437,000 | 456,000 |
| Securities available for sale | 14,000 | 12,000 | 16,000 | 14,000 |
| Securities held to maturity | 35,048,000 | 37,056,000 | 35,357,000 | 35,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,713,000 | 115,732,000 | 115,471,000 | 114,406,000 |
| Interest-bearing deposits | 114,026,000 | 112,849,000 | 113,093,000 | 111,879,000 |
| Noninterest-bearing deposits | 2,687,000 | 2,883,000 | 2,378,000 | 2,527,000 |
| Equity capital | 15,571,000 | 15,679,000 | 15,729,000 | 15,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 984,000 | 1,992,000 | 3,017,000 | 4,054,000 |
| Interest expense | 173,000 | 353,000 | 552,000 | 747,000 |
| Net interest income | 811,000 | 1,639,000 | 2,465,000 | 3,307,000 |
| Noninterest income | 110,000 | 215,000 | 327,000 | 431,000 |
| Noninterest expense | 807,000 | 1,592,000 | 2,405,000 | 3,207,000 |
| Provision for loan losses | 22,000 | 37,000 | 95,000 | 161,000 |
| Pretax income | 92,000 | 225,000 | 292,000 | 370,000 |
| Income tax | 10,000 | 34,000 | 53,000 | -25,000 |
| Net income | 82,000 | 191,000 | 239,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,862,000 | 15,971,000 | 16,019,000 | 16,175,000 |
| Total capital | 16,319,000 | 16,425,000 | 16,488,000 | 16,663,000 |
| Risk-weighted assets | 61,951,000 | 63,576,000 | 65,395,000 | 66,138,000 |