Call reports 2014
SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH — 2014
What SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 134,128,000 | 132,102,000 | 130,713,000 | 131,253,000 |
| Total loans | 74,467,000 | 73,698,000 | 74,110,000 | 74,010,000 |
| Allowance for loan losses | 425,000 | 433,000 | 436,000 | 443,000 |
| Securities available for sale | 21,000 | 21,000 | 14,000 | 11,000 |
| Securities held to maturity | 36,287,000 | 35,146,000 | 36,276,000 | 35,992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,010,000 | 116,847,000 | 116,286,000 | 115,794,000 |
| Interest-bearing deposits | 117,242,000 | 114,869,000 | 114,345,000 | 113,786,000 |
| Noninterest-bearing deposits | 1,768,000 | 1,978,000 | 1,941,000 | 2,008,000 |
| Equity capital | 13,623,000 | 13,782,000 | 13,921,000 | 14,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,141,000 | 3,193,000 | 4,251,000 |
| Interest expense | 205,000 | 408,000 | 607,000 | 800,000 |
| Net interest income | 872,000 | 1,733,000 | 2,586,000 | 3,451,000 |
| Noninterest income | 76,000 | 140,000 | 210,000 | 283,000 |
| Noninterest expense | 782,000 | 1,496,000 | 2,216,000 | 2,865,000 |
| Provision for loan losses | 19,000 | 27,000 | 30,000 | 53,000 |
| Pretax income | 147,000 | 350,000 | 550,000 | 816,000 |
| Income tax | 46,000 | 90,000 | 147,000 | 70,000 |
| Net income | 101,000 | 260,000 | 403,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,820,000 | 13,979,000 | 14,122,000 | 14,466,000 |
| Total capital | 14,245,000 | 14,412,000 | 14,558,000 | 14,909,000 |
| Risk-weighted assets | 60,767,000 | 60,089,000 | 60,644,000 | 60,708,000 |