Call reports 2013
SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH — 2013
What SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 135,097,000 | 134,387,000 | 135,186,000 | 133,742,000 |
| Total loans | 74,319,000 | 74,348,000 | 74,487,000 | 75,239,000 |
| Allowance for loan losses | 452,000 | 429,000 | 444,000 | 406,000 |
| Securities available for sale | 4,000 | 7,000 | 7,000 | 16,000 |
| Securities held to maturity | 37,207,000 | 36,912,000 | 36,358,000 | 36,323,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,626,000 | 120,801,000 | 121,538,000 | 118,930,000 |
| Interest-bearing deposits | 118,574,000 | 118,664,000 | 119,249,000 | 116,909,000 |
| Noninterest-bearing deposits | 2,052,000 | 2,137,000 | 2,289,000 | 2,021,000 |
| Equity capital | 12,839,000 | 12,970,000 | 13,109,000 | 13,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,216,000 | 3,304,000 | 4,381,000 |
| Interest expense | 239,000 | 469,000 | 697,000 | 914,000 |
| Net interest income | 886,000 | 1,747,000 | 2,607,000 | 3,467,000 |
| Noninterest income | 74,000 | 157,000 | 223,000 | 295,000 |
| Noninterest expense | 719,000 | 1,447,000 | 2,167,000 | 2,698,000 |
| Provision for loan losses | 20,000 | 56,000 | 71,000 | 86,000 |
| Pretax income | 221,000 | 401,000 | 592,000 | 978,000 |
| Income tax | 64,000 | 115,000 | 167,000 | 267,000 |
| Net income | 157,000 | 286,000 | 425,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,165,000 | 13,294,000 | 13,433,000 | 13,719,000 |
| Total capital | 13,617,000 | 13,723,000 | 13,877,000 | 14,125,000 |
| Risk-weighted assets | 61,484,000 | 61,123,000 | 61,016,000 | 60,737,000 |