Call reports 2012
SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH — 2012
What SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 133,687,000 | 133,605,000 | 133,854,000 | 136,854,000 |
| Total loans | 72,420,000 | 73,883,000 | 74,692,000 | 74,553,000 |
| Allowance for loan losses | 406,000 | 408,000 | 362,000 | 452,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 35,922,000 | 35,677,000 | 37,324,000 | 36,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,595,000 | 120,356,000 | 119,623,000 | 120,601,000 |
| Interest-bearing deposits | 118,219,000 | 118,058,000 | 117,114,000 | 118,426,000 |
| Noninterest-bearing deposits | 2,376,000 | 2,298,000 | 2,509,000 | 2,175,000 |
| Equity capital | 12,468,000 | 12,604,000 | 12,700,000 | 12,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,255,000 | 2,481,000 | 3,651,000 | 4,784,000 |
| Interest expense | 310,000 | 620,000 | 910,000 | 1,175,000 |
| Net interest income | 945,000 | 1,861,000 | 2,741,000 | 3,609,000 |
| Noninterest income | 65,000 | 124,000 | 179,000 | 246,000 |
| Noninterest expense | 734,000 | 1,506,000 | 2,229,000 | 3,012,000 |
| Provision for loan losses | 7,000 | 19,000 | 79,000 | 169,000 |
| Pretax income | 269,000 | 460,000 | 612,000 | 674,000 |
| Income tax | 88,000 | 143,000 | 199,000 | 192,000 |
| Net income | 181,000 | 317,000 | 413,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,707,000 | 12,843,000 | 12,939,000 | 13,008,000 |
| Total capital | 13,113,000 | 13,251,000 | 13,301,000 | 13,460,000 |
| Risk-weighted assets | 57,109,000 | 58,547,000 | 59,995,000 | 61,753,000 |