Call reports 2012
DUPONT STATE BANK — 2012
What DUPONT STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 82,593,000 | 81,201,000 | 87,789,000 |
| Total loans | 56,924,000 | 55,285,000 | 54,763,000 |
| Allowance for loan losses | 1,171,000 | 1,092,000 | 1,080,000 |
| Securities available for sale | 5,057,000 | 4,990,000 | 8,666,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 74,322,000 | 72,726,000 | 79,112,000 |
| Interest-bearing deposits | 63,898,000 | 61,699,000 | 68,560,000 |
| Noninterest-bearing deposits | 10,424,000 | 11,026,000 | 10,552,000 |
| Equity capital | 7,899,000 | 8,014,000 | 8,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 1,007,000 | 1,957,000 | 2,895,000 |
| Interest expense | 168,000 | 327,000 | 475,000 |
| Net interest income | 839,000 | 1,630,000 | 2,420,000 |
| Noninterest income | 107,000 | 84,000 | 140,000 |
| Noninterest expense | 648,000 | 1,336,000 | 1,985,000 |
| Provision for loan losses | 75,000 | 0 | 0 |
| Pretax income | 223,000 | 378,000 | 575,000 |
| Income tax | 88,000 | 148,000 | 226,000 |
| Net income | 135,000 | 230,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 7,824,000 | 7,917,000 | 8,037,000 |
| Total capital | 8,513,000 | 8,587,000 | 8,715,000 |
| Risk-weighted assets | 54,625,000 | 53,184,000 | 53,846,000 |