Call reports 2011
DUPONT STATE BANK — 2011
What DUPONT STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 83,068,000 | 80,669,000 | 82,102,000 | 80,220,000 |
| Total loans | 62,133,000 | 60,683,000 | 61,684,000 | 59,638,000 |
| Allowance for loan losses | 1,243,000 | 1,221,000 | 1,248,000 | 1,260,000 |
| Securities available for sale | 5,450,000 | 5,433,000 | 4,630,000 | 5,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,533,000 | 72,909,000 | 74,157,000 | 72,139,000 |
| Interest-bearing deposits | 65,944,000 | 64,314,000 | 64,536,000 | 61,223,000 |
| Noninterest-bearing deposits | 9,589,000 | 8,595,000 | 9,621,000 | 10,916,000 |
| Equity capital | 7,332,000 | 7,495,000 | 7,646,000 | 7,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,086,000 | 2,163,000 | 3,239,000 | 4,323,000 |
| Interest expense | 228,000 | 451,000 | 660,000 | 845,000 |
| Net interest income | 858,000 | 1,712,000 | 2,579,000 | 3,478,000 |
| Noninterest income | 87,000 | 174,000 | 278,000 | 362,000 |
| Noninterest expense | 655,000 | 1,306,000 | 1,986,000 | 2,621,000 |
| Provision for loan losses | 111,000 | 181,000 | 266,000 | 381,000 |
| Pretax income | 230,000 | 450,000 | 669,000 | 915,000 |
| Income tax | 91,000 | 177,000 | 263,000 | 359,000 |
| Net income | 139,000 | 273,000 | 406,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,271,000 | 7,405,000 | 7,538,000 | 7,688,000 |
| Total capital | 7,997,000 | 8,109,000 | 8,254,000 | 8,390,000 |
| Risk-weighted assets | 57,544,000 | 55,911,000 | 56,757,000 | 55,614,000 |