Call reports 2010
DUPONT STATE BANK — 2010
What DUPONT STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 82,172,000 | 78,705,000 | 80,643,000 | 79,854,000 |
| Total loans | 60,947,000 | 61,954,000 | 62,084,000 | 62,269,000 |
| Allowance for loan losses | 980,000 | 1,261,000 | 1,291,000 | 1,258,000 |
| Securities available for sale | 5,128,000 | 5,079,000 | 3,907,000 | 4,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,449,000 | 68,974,000 | 70,840,000 | 70,889,000 |
| Interest-bearing deposits | 62,702,000 | 60,661,000 | 61,796,000 | 61,807,000 |
| Noninterest-bearing deposits | 9,748,000 | 8,313,000 | 9,043,000 | 9,082,000 |
| Equity capital | 7,867,000 | 7,835,000 | 7,998,000 | 7,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,071,000 | 2,166,000 | 3,283,000 | 4,401,000 |
| Interest expense | 327,000 | 627,000 | 895,000 | 1,137,000 |
| Net interest income | 744,000 | 1,539,000 | 2,388,000 | 3,264,000 |
| Noninterest income | 81,000 | 208,000 | 289,000 | 412,000 |
| Noninterest expense | 626,000 | 1,267,000 | 1,919,000 | 3,438,000 |
| Provision for loan losses | 38,000 | 393,000 | 428,000 | 583,000 |
| Pretax income | 161,000 | 87,000 | 330,000 | -345,000 |
| Income tax | 63,000 | 32,000 | 128,000 | 207,000 |
| Net income | 98,000 | 55,000 | 202,000 | -552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,903,000 | 6,859,000 | 7,007,000 | 7,132,000 |
| Total capital | 7,603,000 | 7,570,000 | 7,725,000 | 7,848,000 |
| Risk-weighted assets | 55,718,000 | 56,305,000 | 56,854,000 | 56,724,000 |