Call reports 2009
DUPONT STATE BANK — 2009
What DUPONT STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 68,598,000 | 70,945,000 | 79,750,000 | 83,079,000 |
| Total loans | 59,530,000 | 59,430,000 | 62,731,000 | 61,312,000 |
| Allowance for loan losses | 875,000 | 884,000 | 941,000 | 960,000 |
| Securities available for sale | 2,756,000 | 2,352,000 | 3,322,000 | 3,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,545,000 | 54,787,000 | 67,574,000 | 71,292,000 |
| Interest-bearing deposits | 44,816,000 | 46,877,000 | 60,286,000 | 63,158,000 |
| Noninterest-bearing deposits | 7,729,000 | 7,911,000 | 7,288,000 | 8,134,000 |
| Equity capital | 7,459,000 | 7,554,000 | 7,638,000 | 7,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,183,000 | 3,313,000 | 4,444,000 |
| Interest expense | 389,000 | 774,000 | 1,175,000 | 1,544,000 |
| Net interest income | 678,000 | 1,409,000 | 2,138,000 | 2,900,000 |
| Noninterest income | 77,000 | 152,000 | 250,000 | 331,000 |
| Noninterest expense | 525,000 | 1,106,000 | 1,733,000 | 2,381,000 |
| Provision for loan losses | 42,000 | 62,000 | 151,000 | 188,000 |
| Pretax income | 188,000 | 393,000 | 503,000 | 661,000 |
| Income tax | 62,000 | 152,000 | 194,000 | 255,000 |
| Net income | 126,000 | 241,000 | 309,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,524,000 | 6,639,000 | 6,708,000 | 6,804,000 |
| Total capital | 7,185,000 | 7,303,000 | 7,413,000 | 7,510,000 |
| Risk-weighted assets | 52,688,000 | 52,886,000 | 56,138,000 | 56,224,000 |