Call reports 2008
DUPONT STATE BANK — 2008
What DUPONT STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 64,571,000 | 62,840,000 | 63,374,000 | 66,168,000 |
| Total loans | 55,943,000 | 54,524,000 | 55,852,000 | 56,917,000 |
| Allowance for loan losses | 868,000 | 884,000 | 912,000 | 852,000 |
| Securities available for sale | 2,341,000 | 2,774,000 | 2,722,000 | 2,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,915,000 | 48,484,000 | 46,330,000 | 49,341,000 |
| Interest-bearing deposits | 43,043,000 | 41,325,000 | 39,259,000 | 43,048,000 |
| Noninterest-bearing deposits | 7,872,000 | 7,159,000 | 7,071,000 | 6,293,000 |
| Equity capital | 8,058,000 | 8,162,000 | 8,335,000 | 7,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,133,000 | 2,244,000 | 3,361,000 | 4,448,000 |
| Interest expense | 499,000 | 974,000 | 1,417,000 | 1,829,000 |
| Net interest income | 634,000 | 1,270,000 | 1,944,000 | 2,619,000 |
| Noninterest income | 73,000 | 152,000 | 227,000 | 297,000 |
| Noninterest expense | 455,000 | 922,000 | 1,415,000 | 1,887,000 |
| Provision for loan losses | 44,000 | 64,000 | 92,000 | 147,000 |
| Pretax income | 208,000 | 436,000 | 664,000 | 883,000 |
| Income tax | 69,000 | 145,000 | 221,000 | 294,000 |
| Net income | 139,000 | 291,000 | 443,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,171,000 | 7,322,000 | 7,475,000 | 6,398,000 |
| Total capital | 7,806,000 | 7,944,000 | 8,110,000 | 7,035,000 |
| Risk-weighted assets | 50,563,000 | 49,470,000 | 50,488,000 | 50,758,000 |