Call reports 2006
DUPONT STATE BANK — 2006
What DUPONT STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 48,064,000 | 47,460,000 | 50,693,000 | 51,810,000 |
| Total loans | 39,870,000 | 41,672,000 | 44,321,000 | 45,733,000 |
| Allowance for loan losses | 629,000 | 661,000 | 723,000 | 686,000 |
| Securities available for sale | 2,602,000 | 2,573,000 | 2,619,000 | 2,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,612,000 | 35,585,000 | 37,816,000 | 35,741,000 |
| Interest-bearing deposits | 29,956,000 | 28,150,000 | 30,491,000 | 29,058,000 |
| Noninterest-bearing deposits | 8,656,000 | 7,435,000 | 7,325,000 | 6,683,000 |
| Equity capital | 5,461,000 | 5,581,000 | 5,735,000 | 7,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,642,000 | 2,550,000 | 3,538,000 |
| Interest expense | 275,000 | 574,000 | 929,000 | 1,329,000 |
| Net interest income | 522,000 | 1,068,000 | 1,621,000 | 2,209,000 |
| Noninterest income | 56,000 | 113,000 | 181,000 | 246,000 |
| Noninterest expense | 362,000 | 735,000 | 1,119,000 | 1,485,000 |
| Provision for loan losses | 29,000 | 61,000 | 126,000 | 266,000 |
| Pretax income | 187,000 | 385,000 | 557,000 | 704,000 |
| Income tax | 60,000 | 122,000 | 172,000 | 237,000 |
| Net income | 127,000 | 263,000 | 385,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,636,000 | 4,772,000 | 4,894,000 | 6,477,000 |
| Total capital | 5,099,000 | 5,241,000 | 5,394,000 | 6,990,000 |
| Risk-weighted assets | 36,873,000 | 37,354,000 | 39,753,000 | 40,875,000 |