Call reports 2002
DUPONT STATE BANK — 2002
What DUPONT STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 25,346,000 | 22,256,000 | 21,481,000 | 22,148,000 |
| Total loans | 15,352,000 | 15,293,000 | 14,731,000 | 15,048,000 |
| Allowance for loan losses | 257,000 | 230,000 | 221,000 | 224,000 |
| Securities available for sale | 2,731,000 | 2,347,000 | 2,714,000 | 2,701,000 |
| Securities held to maturity | 90,000 | 290,000 | 290,000 | 290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,533,000 | 18,422,000 | 17,599,000 | 18,328,000 |
| Interest-bearing deposits | 19,037,000 | 15,741,000 | 15,088,000 | 15,709,000 |
| Noninterest-bearing deposits | 2,496,000 | 2,681,000 | 2,511,000 | 2,619,000 |
| Equity capital | 3,160,000 | 3,240,000 | 3,287,000 | 3,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 764,000 | 1,122,000 | 1,484,000 |
| Interest expense | 143,000 | 268,000 | 382,000 | 496,000 |
| Net interest income | 238,000 | 496,000 | 740,000 | 988,000 |
| Noninterest income | 19,000 | 38,000 | 56,000 | 86,000 |
| Noninterest expense | 187,000 | 372,000 | 574,000 | 788,000 |
| Provision for loan losses | 3,000 | 11,000 | 24,000 | 144,000 |
| Pretax income | 67,000 | 151,000 | 198,000 | 142,000 |
| Income tax | 22,000 | 47,000 | 60,000 | 42,000 |
| Net income | 45,000 | 104,000 | 138,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,259,000 | 2,321,000 | 2,357,000 | 2,319,000 |
| Total capital | 2,423,000 | 2,476,000 | 2,507,000 | 2,488,000 |
| Risk-weighted assets | 13,062,000 | 12,328,000 | 11,938,000 | 12,677,000 |