Call reports 2001
DUPONT STATE BANK — 2001
What DUPONT STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,405,000 | 20,356,000 | 20,982,000 | 20,933,000 |
| Total loans | 14,468,000 | 14,457,000 | 14,977,000 | 15,552,000 |
| Allowance for loan losses | 178,000 | 267,000 | 258,000 | 239,000 |
| Securities available for sale | 427,000 | 2,708,000 | 2,516,000 | 2,177,000 |
| Securities held to maturity | 2,588,000 | 94,000 | 94,000 | 90,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,080,000 | 16,894,000 | 17,218,000 | 17,168,000 |
| Interest-bearing deposits | 15,743,000 | 14,600,000 | 14,750,000 | 14,736,000 |
| Noninterest-bearing deposits | 2,337,000 | 2,294,000 | 2,468,000 | 2,432,000 |
| Equity capital | 1,701,000 | 2,560,000 | 3,115,000 | 3,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 263,000 | 665,000 | 1,043,000 |
| Interest expense | 202,000 | 130,000 | 304,000 | 460,000 |
| Net interest income | 201,000 | 133,000 | 361,000 | 583,000 |
| Noninterest income | 16,000 | 26,000 | 52,000 | 76,000 |
| Noninterest expense | 190,000 | 113,000 | 312,000 | 518,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 6,000 |
| Pretax income | 27,000 | 46,000 | 98,000 | 135,000 |
| Income tax | 5,000 | 16,000 | 31,000 | 42,000 |
| Net income | 22,000 | 30,000 | 67,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,701,000 | 1,623,000 | 2,182,000 | 2,214,000 |
| Total capital | 1,845,000 | 1,824,000 | 2,330,000 | 2,368,000 |
| Risk-weighted assets | 11,468,000 | 16,049,000 | 11,755,000 | 12,243,000 |