Call reports 2023
STRYV BANK — 2023
What STRYV BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 193,667,000 | 206,527,000 | 205,558,000 | 209,961,000 |
| Total loans | 144,974,000 | 152,743,000 | 165,308,000 | 172,311,000 |
| Allowance for loan losses | 1,650,000 | 1,473,000 | 1,538,000 | 1,613,000 |
| Securities available for sale | 23,905,000 | 23,247,000 | 21,846,000 | 22,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,489,000 | 178,937,000 | 178,541,000 | 187,241,000 |
| Interest-bearing deposits | 127,644,000 | 140,266,000 | 139,812,000 | 153,686,000 |
| Noninterest-bearing deposits | 38,845,000 | 38,671,000 | 38,730,000 | 33,555,000 |
| Equity capital | 20,296,000 | 20,518,000 | 20,008,000 | 21,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,208,000 | 4,748,000 | 7,552,000 | 10,698,000 |
| Interest expense | 551,000 | 1,252,000 | 2,193,000 | 3,383,000 |
| Net interest income | 1,657,000 | 3,496,000 | 5,359,000 | 7,315,000 |
| Noninterest income | 47,000 | 105,000 | 209,000 | 256,000 |
| Noninterest expense | 1,303,000 | 2,603,000 | 3,908,000 | 5,297,000 |
| Provision for loan losses | 60,000 | 120,000 | 185,000 | 260,000 |
| Pretax income | 341,000 | 878,000 | 1,475,000 | 2,014,000 |
| Income tax | 24,000 | 43,000 | 63,000 | 64,000 |
| Net income | 317,000 | 835,000 | 1,412,000 | 1,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,176,000 | 21,553,000 | 21,982,000 | 22,409,000 |
| Total capital | 22,825,000 | 23,025,000 | 23,519,000 | 24,021,000 |
| Risk-weighted assets | 167,960,000 | 187,541,000 | 189,775,000 | 198,077,000 |