Call reports 2021
STRYV BANK — 2021
What STRYV BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 163,386,000 | 157,382,000 | 167,176,000 | 163,268,000 |
| Total loans | 106,224,000 | 103,970,000 | 118,228,000 | 130,004,000 |
| Allowance for loan losses | 1,101,000 | 1,146,000 | 1,211,000 | 1,306,000 |
| Securities available for sale | 13,240,000 | 12,714,000 | 12,703,000 | 11,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,907,000 | 138,166,000 | 147,538,000 | 143,508,000 |
| Interest-bearing deposits | 98,645,000 | 100,238,000 | 105,421,000 | 100,765,000 |
| Noninterest-bearing deposits | 41,261,000 | 37,927,000 | 42,117,000 | 42,743,000 |
| Equity capital | 16,207,000 | 16,474,000 | 16,960,000 | 17,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,567,000 | 2,950,000 | 4,364,000 | 5,933,000 |
| Interest expense | 99,000 | 188,000 | 270,000 | 350,000 |
| Net interest income | 1,468,000 | 2,762,000 | 4,094,000 | 5,583,000 |
| Noninterest income | 119,000 | 198,000 | 430,000 | 503,000 |
| Noninterest expense | 1,051,000 | 2,126,000 | 3,256,000 | 4,459,000 |
| Provision for loan losses | 55,000 | 100,000 | 165,000 | 260,000 |
| Pretax income | 481,000 | 734,000 | 1,103,000 | 1,367,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 49,000 |
| Net income | 469,000 | 710,000 | 1,067,000 | 1,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,771,000 | 16,112,000 | 16,614,000 | 16,865,000 |
| Total capital | 16,872,000 | 17,258,000 | 17,825,000 | 18,171,000 |
| Risk-weighted assets | 109,504,000 | 110,701,000 | 128,404,000 | 139,957,000 |