Call reports 2020
STRYV BANK — 2020
What STRYV BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 106,359,000 | 129,579,000 | 132,322,000 | 141,382,000 |
| Total loans | 78,940,000 | 92,629,000 | 97,877,000 | 104,585,000 |
| Allowance for loan losses | 725,000 | 795,000 | 901,000 | 1,048,000 |
| Securities available for sale | 16,468,000 | 15,502,000 | 14,364,000 | 13,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,640,000 | 104,580,000 | 106,165,000 | 118,133,000 |
| Interest-bearing deposits | 61,627,000 | 70,425,000 | 71,727,000 | 83,135,000 |
| Noninterest-bearing deposits | 26,013,000 | 34,155,000 | 34,438,000 | 34,998,000 |
| Equity capital | 12,924,000 | 14,717,000 | 15,810,000 | 16,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,111,000 | 2,674,000 | 3,992,000 | 5,315,000 |
| Interest expense | 112,000 | 210,000 | 305,000 | 401,000 |
| Net interest income | 999,000 | 2,464,000 | 3,687,000 | 4,914,000 |
| Noninterest income | 66,000 | 120,000 | 231,000 | 311,000 |
| Noninterest expense | 872,000 | 1,806,000 | 2,722,000 | 3,748,000 |
| Provision for loan losses | 45,000 | 125,000 | 231,000 | 386,000 |
| Pretax income | 148,000 | 653,000 | 965,000 | 1,091,000 |
| Income tax | 0 | 14,000 | 22,000 | 38,000 |
| Net income | 148,000 | 639,000 | 943,000 | 1,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,592,000 | 14,309,000 | 15,363,000 | 15,596,000 |
| Total capital | 13,317,000 | 15,104,000 | 16,264,000 | 16,644,000 |
| Risk-weighted assets | 84,201,000 | 97,715,000 | 102,346,000 | 111,699,000 |