Call reports 2019
STRYV BANK — 2019
What STRYV BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 83,116,000 | 91,048,000 | 91,360,000 | 97,876,000 |
| Total loans | 46,843,000 | 59,017,000 | 62,527,000 | 69,683,000 |
| Allowance for loan losses | 552,000 | 590,000 | 622,000 | 680,000 |
| Securities available for sale | 25,624,000 | 22,840,000 | 19,743,000 | 17,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,678,000 | 78,343,000 | 75,531,000 | 84,758,000 |
| Interest-bearing deposits | 49,074,000 | 54,494,000 | 51,456,000 | 60,639,000 |
| Noninterest-bearing deposits | 23,605,000 | 23,849,000 | 24,075,000 | 24,119,000 |
| Equity capital | 8,597,000 | 9,031,000 | 9,209,000 | 9,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,774,000 | 2,756,000 | 3,746,000 |
| Interest expense | 40,000 | 106,000 | 203,000 | 307,000 |
| Net interest income | 825,000 | 1,668,000 | 2,553,000 | 3,439,000 |
| Noninterest income | 78,000 | 176,000 | 296,000 | 377,000 |
| Noninterest expense | 823,000 | 1,653,000 | 2,487,000 | 3,372,000 |
| Provision for loan losses | 13,000 | 51,000 | 89,000 | 147,000 |
| Pretax income | 61,000 | 137,000 | 275,000 | 300,000 |
| Income tax | 4,000 | 11,000 | 10,000 | 17,000 |
| Net income | 57,000 | 126,000 | 265,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,056,000 | 9,124,000 | 9,264,000 | 9,782,000 |
| Total capital | 9,608,000 | 9,714,000 | 9,886,000 | 10,462,000 |
| Risk-weighted assets | 52,107,000 | 66,730,000 | 69,530,000 | 75,082,000 |