Call reports 2026
PUTNAM COUNTY BANK — 2026
What PUTNAM COUNTY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 709,760,000 | 704,221,000 |
| Total loans | 451,787,000 | 450,299,000 |
| Allowance for loan losses | 5,123,000 | 5,283,000 |
| Securities available for sale | 117,715,000 | 123,185,000 |
| Securities held to maturity | 34,084,000 | 34,039,000 |
| Trading assets | 0 | 0 |
| Total deposits | 622,818,000 | 617,454,000 |
| Interest-bearing deposits | 516,446,000 | 510,620,000 |
| Noninterest-bearing deposits | 106,372,000 | 106,834,000 |
| Equity capital | 82,550,000 | 82,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,722,000 | 16,382,000 |
| Interest expense | 2,866,000 | 6,088,000 |
| Net interest income | 4,856,000 | 10,294,000 |
| Noninterest income | 133,000 | 283,000 |
| Noninterest expense | 2,694,000 | 5,884,000 |
| Provision for loan losses | 37,000 | 168,000 |
| Pretax income | 2,325,000 | 4,465,000 |
| Income tax | 565,000 | 1,122,000 |
| Net income | 1,760,000 | 3,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 85,799,000 | 86,551,000 |