Call report 2025Q4
PUTNAM COUNTY BANK — 2025Q4
The 22 measures PUTNAM COUNTY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 650,577,000 | USD | evidence → |
| Total loans | 454,188,000 | USD | evidence → |
| Allowance for loan losses | 5,047,000 | USD | evidence → |
| Securities available for sale | 120,549,000 | USD | evidence → |
| Securities held to maturity | 34,044,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 564,976,000 | USD | evidence → |
| Interest-bearing deposits | 462,274,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,702,000 | USD | evidence → |
| Equity capital | 81,156,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,624,000 | USD | evidence → |
| Interest expense | 12,136,000 | USD | evidence → |
| Net interest income | 19,488,000 | USD | evidence → |
| Noninterest income | 572,000 | USD | evidence → |
| Noninterest expense | 12,369,000 | USD | evidence → |
| Provision for loan losses | -133,000 | USD | evidence → |
| Pretax income | 7,620,000 | USD | evidence → |
| Income tax | 1,803,000 | USD | evidence → |
| Net income | 5,817,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 84,040,000 | USD | evidence → |